Americas first credit union customer service number

We are happy to assist you. If you have a general question regarding your credit card account, please review our Frequently Asked Questions. Otherwise, contact us by phone or mail.

  • LOST AND/OR STOLEN:
    • If you suspect your card has been lost and/or stolen, please call our customer call center at 205.320.4000 or 1.800.633.8431 immediately.
  • PHONE
    • Customer Service
      • 205.320.4000 or 1.800.633.8431
    • For calls outside the United States
      • 00.1.205.320.4000
  • MAILING
    • PO Box 37035
      Boone, IA 50037-0035
  • DISPUTE A TRANSACTION:
    • If you do not recognize a charge or feel you were billed an incorrect amount, please follow these three steps. First, double-check your receipts and check with other authorized users of your card. Second, contact the merchant where the purchase originated. Finally, if you are unable to resolve your dispute with the merchant, complete the Visa Dispute Form and mail to:
    • Mail:
      • America's First Federal Credit Union
        PO Box 10409
        Des Moines, IA 50306-0409
      You may also call our customer call center at 205.320.4000 or 1.800.633.8431 if you have further questions.
  • IF YOU SUSPECT FRAUD:
    • Call 205.320.4000 or 1.800.633.8431 immediately to report any fraud. Complete the Fraud Affidavit and mail to:
    • Mail:
      • America's First Federal Credit Union
        PO Box 10409
        Des Moines, IA 50306-0409

Account Inquiries - Member Service

Phone: 800-290-1112
Fax: 562-237-5111

Email: 
(Please do not include any sensitive information via email)

Important Mailing Addresses

Deposits, Letters, & Correspondence:

PO Box 2477 
Brea, CA 92822-2477

Loan Payments:

PO Box 60035
City of Industry, CA  91716-0035

Proof of Insurance:

PO Box 58662
Tukwila, WA 98138

Vehicle Loans, Personal Loans, Credit Cards

Phone: 800-290-1112

Fax: 562-237-5190

Home Loans

Phone: 800-290-1112 (choose option 1 to speak with a representative)

Real Estate Servicing

Phone: 800-290-1112 ext. 4340

Fax: 562-237-5194

Commercial Real Estate

Online Services

Card Services

Card Activation/PIN Reset: 800-992-3808

2022 Holiday Closures

Sat. 1/1

New Year's Day

Mon. 1/17

Martin Luther King Jr. Day

Mon. 2/21

Presidents' Day

Mon. 5/30

Memorial Day

Mon. 6/20

Juneteenth Day

Mon. 7/4

Fourth of July

Mon. 9/5

Labor Day

Mon. 10/10

Columbus Day

Fri. 11/11

Veterans Day

Thurs. 11/24

Thanksgiving

Mon. 12/26

Christmas Day (Observed)

Lost or stolen card? We’re here to help.

Who to call?

Lost or Stolen Credit Cards: 1-855-341-4650

Lost or Stolen Debit Cards: 844-331-9932

Fraud Monitoring and Transaction Verification

If your card isn’t lost or stolen, but you have a question about activity on your card, please get in touch with us.

866-518-0213 for credit card monitoring and verification.

844-331-9932 for debit card monitoring and verification.

All branches have ATMs. ATM hours for the Roebuck branch are 7:00 A.M. to 7:00 P.M. All other ATMs are available 24 hours a day, 7 days a week. Additionally, all ATMs at Walgreens stores in the state of Alabama are surcharge free for America’s First debit and ATM cardholders.

Branch Contact / Locations

Branch Phone # Address
Bessemer 205.424.8542 2131 19th Street North Bessemer, AL 35020
Calera 205.825.7850 180 Highway 304 Calera, AL 35040
Cullman 256.734.4750 300 4th Avenue Southwest Cullman, AL 35055
Downtown 205.320.4000 1200 4th Avenue North Birmingham, AL 35203
Ensley 205.781.4220 1819 20th Street Ensley Birmingham, AL 35218
Forestdale 205.798.8914 1918 Veterans Memorial Drive Birmingham, AL 35214
Gardendale 205.631.5556 1039 Mount Olive Road Gardendale, AL 35071
Hoover 205.823.3985 3312 Old Columbiana Road Birmingham, AL 35226
Hueytown 205.491.5000 3052 Allison Bonnett Mem Drive Hueytown, AL 35023
Inverness 205.995.0001 #2 Inverness Pkwy Center Birmingham, AL 35242
Lakeshore 205.945.1188 110 Frankfurt Circle Birmingham, AL 35211
Leeds 205.699.2091 1795 Ashville Road Leeds, AL 35094
McCalla 205.477.9360 4740 Eastern Valley Road McCalla, AL 35111
Mobile 251.342.2328 1050 Montlimar Drive Mobile, AL 36609
Oxford 256.237.1684 31 Commons Way Oxford, AL 36203
Pelham 205.663.1945 10 Racquet Club Pkwy Pelham, AL 35124
Pell City 205.825.7848 2051 Martin St. S Pell City, AL 35128
Roebuck 205.836.8380 724 Crow Drive Birmingham, AL 35215
Talladega 256.362.8520 729 East Battle Street Talladega, AL 35160
Trussville 205.655.3360 1910 Gadsden Hwy Trussville, AL 35235
Vestavia 205.582.5295 1112 Montgomery Highway Vestavia, AL 35216

How do I talk to people at America First Credit Union?

Call 1-800-999-3961 and we'll be happy to answer any questions you might have about your America First membership.

What is flash Talk America's first?

205-327-2328 in the Birmingham area or 1-800-524-6546 toll free. Flash Talk lets you manage finances anytime. Call the number, enter your PIN, and manage your accounts using the menu. Find out whether a check has cleared or check your savings account balance.

How do I find my account number for America First?

You'll need your 12-digit account number to ensure your money is deposited to your account or for timely payments made online or by phone. The best place to find your 12-digit account number is on the bottom of your checks.

What is the Zelle limit for America First Credit Union?

The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine America First Credit Union send limits, call our member service at 1-800-999-3961. There are no limits to the amount of money you can receive with Zelle®.

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