What is the SWIFT code for Bank of America?
| SWIFT-Code Bank of America: | BOFAUS3N |
| Bank of America headquarters: | Bank of America Corporate Center 100 North Tryon Street Charlotte, NC 28255 |
| Departments: | 4491 departments across the United States |
| Country: | The United States |
You’ve probably heard of SWIFT code before but maybe aren’t quite sure of its meaning and use. A SWIFT code (or a SWIFT number) is used for the identification of banks and financial institutions globally when making international money transfers. This code will identify such information as the country, bank, and branch of the recipient’s account. The SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. Don’t be confused if you come across it as Bank of America BIC (Bank Identifier Code). They are the same thing and are both used for transferring money between banks. Some banks might use BIC code, some SWIFT number, and some both – BIC/SWIFT.
What does SWIFT code consist of?
A SWIFT code is usually an 8- or 11-digit number with the following format AAAABBCCDDD. These stand for:
- AAAA – four-character bank code (letters)
- BB – two-character country code (letters)
- CC – two-character location (institution's headquarters) code (numbers or letters)
- DDD – (optional) three-character branch code
How to use the right Bank of America SWIFT/BIC code?
The SWIFT code is unique for each Bank of America branch. In order not to make a mistake with SWIFT codes when making international wire transfers you may simply use the 8 digit head office SWIFT code – BOFAUS3N. This way the payment will still achieve your account and you will not have to spend time finding the SWIFT code of your branch.
FAQ
Does Bank of America SWIFT code change from branch to branch?
Yes, each Bank of America branch has its own unique SWIFT code. However, if you’re not sure or cannot find the particular branch code for sending money abroad, you can put the eight-character SWIFT code of the head office. Your payment will still be processed and received.
How to find Bank of America SWIFT code?
Finding the SWIFT code is easy and can usually be done in three ways. You can find it on Bank of America website, on your bank statement, or simply search it online. Be careful and make sure you copy down and enter the code correctly.
How to do an international money transfer using SWIFT code?
- An international transfer is done similarly to a domestic wire transfer, with a few differences. In addition to the recipient's name and bank account number, you will need to enter the SWIFT code (or BIC) of the recipient's bank.
- When entering the amount you wish to transfer, pay attention to the transfer's currency. Once you enter the recipient's details, the amount might be automatically converted to the account's currency. However, this is not always the case, and you must double-check whether it's the preferred currency. If not, select the appropriate currency and then enter the amount. Otherwise, attempting to send money in a currency that your account does not support may result in the entire transaction being denied.
- On top of Bank of America initial processing fee, you can expect to pay additional hidden fees imposed by any intermediary banks (or any other banking institution) and/or the recipient’s bank.
- Please note that international wire transfers may also require additional information from customers and take a few days to process.
The SWIFT code for Bank Of America is BOFAUS3NXXX.
Please remember that Bank Of America uses different codes for all its various banking services. Be sure to double check with your recipient - or directly with the bank - if you're unsure which to use.
Send money to United States
BOFAUS3NXXX - BANK OF AMERICA, N.A. SWIFT code| BOFAUS3NXXX |
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| BANK OF AMERICA, N.A. |
| 222 BROADWAY |
| NEW YORK |
| 10038 |
| |
| Active |
| BOFAUS3MXXX |
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| BANK OF AMERICA, N.A. |
| NATIONSBANK TOWER 100 SOUTH EAST 2ND STREET |
| MIAMI |
| 33131 |
| |
| Active |
| BOFAUS6HXXX |
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| BANK OF AMERICA, N.A. |
| 555 CALIFORNIA STREET |
| SAN FRANCISCO |
| 94104 |
| |
| Active |
The downside of international transfers with your bank
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Bank Of America SWIFT Codes - FAQs
What is a SWIFT Code?
A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them.
SWIFT codes comprise of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office. SWIFT codes are formatted as follows:
AAAA BB CC DDD
- First 4 characters - bank code (only letters)
- Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
- Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
- Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)
How do I find my SWIFT code?
You'll be able to find the SWIFT code for your bank by logging into online banking, or checking an account statement. SWIFT codes are also usually available on bank websites.
To make life even easier, you can use our SWIFT code search tool, and browse by bank name and location to find the details you need. Or, if you have a SWIFT code which you want to verify, you can also use our handy SWIFT code checker to make sure you have accurate information for your transfer.
Is the SWIFT/BIC code the same for all branches?
Many banks use the same SWIFT code for all of their branches. However, some banks may use different SWIFT codes for different branches, or depending on the type of transaction you're making.
Using an incorrect code for your payment may mean it's delayed, returned, or sent to the wrong place entirely. Check the SWIFT code you have using our SWIFT code finder, to make sure your payment goes through smoothly.
Do I need a Bank Of America SWIFT code for international transfers?
You'll usually need a SWIFT code when you're sending an international payment. Ask your recipient to give you their SWIFT code when they provide their bank account details. Or, if you're not sure of the code you need, use our SWIFT code tools to find and check the information required.
How to transfer money using a SWIFT code?
You can make an international transfer through your regular bank or a specialist provider. If you choose to send money through your bank you may be able to set up your payment online or by phone. Or you can call into a branch to make arrangements - although this is sometimes more expensive than making a payment through online banking.
Using a specialist in international payments can be a cheaper and easier way to send money to United States. You'll be able to send money online and have it delivered directly to your recipient's bank account. Compare a few providers to find the best fee and exchange rate, and then simply select 'send money' to get started.
The registrations of SWIFT codes are handled by Society for Worldwide Interbank Financial Telecommunication (SWIFT) and their headquarters is located in La Hulpe, Belgium. SWIFT is the registered trademark of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium.