We make it easy to get cash when you need it.
No Collateral Required
No Traditional Credit Check
No Loan Origination Fees
Quick Approval
Apply Today
Apply online today to see if you qualify for one of our affordable no credit check loans and get your money quickly and easily!
Lightning Fast Approval
Our online loan approval process is based off of your ability to repay the loan and not based on your credit history so you can be approved in minutes, not days!
Get Your Cash Today
Once approved, you can pick up your easy online loan at any of our locations or have the cash deposited directly to your account in one business day!
King of Kash for All Your Loan Needs
Your Personal Loan Specialists
King of Kash has been providing affordable, low risk personal loans with no credit for almost 40 years and is one of the fastest growing money lenders. We are dedicated to helping our customers and loan applicants meet their financial obligations with fast, low-cost signature loans that don’t require a traditional credit check and zero collateral down.
No matter why you need the money, King of Kash is in your corner. Our hassle-free installment loan approval process has been streamlined so you can get the money you need when you need it and not have to wait days. You can apply for your loan online, or if you are in Missouri you can call one of our convenient locations nearest you to speak with one of our online loan specialists.
Bad Credit? No Problem!
Our signature loans have helped thousands of borrowers just like you!
At King of Kash, we don’t perform traditional credit checks to see if you qualify for one of our loans. With our signature loans, all you need to qualify is your signature! It is our firm belief that every deserves a fair shake. We believe that loan applicants shouldn’t be judged too harshly because of poor credit scores and that it shouldn’t jeopardize your financial future or your ability to make ends meet.
Our lightning-fast bad credit loan approval process doesn’t require you to put down any collateral to qualify and bases your approval on your ability on your ability to repay the loan in a timely manner. Our loans are meant to help you meet your financial obligations and improve your credit with affordable monthly payments.
Get a Line of Credit That Suits Your Needs!
A line of credit from King of Kash is a happy medium between a credit card and a loan that has all of the benefits and none of the drawbacks. This revolving credit line can be drawn upon for whatever you need and the money you’ve used becomes available again after you’ve made your payments. On top of that, you only get charged interest on the money you use and in some cases, a line of credit can be better than a loan!
Use Your Money However You Want!
What is an installment loan?
An installment loan is a cash loan that you pay back with a fixed number of regular, equal payments over a set amount of time. A home mortgage, for example, is a type of installment loan.
What is an online installment loan?
With an online installment loan, the loan process is managed online by specialized lenders (like RISE). Many borrowers find it quicker and easier to get an installment loan online than in person at a traditional bank or credit union.
How are RISE installment loans different?
For many people, RISE installment loans are a great way to borrow money and start building a better tomorrow. Here’s what makes RISE different:
• Choose your terms: Once approved for a certain amount, tell us how much you want to borrow. Our loan amounts range from $500 to $5,000 depending on your state of residence. Use our Design Your Loan feature to choose payment dates that are convenient for you.
• Receive funds quickly: Applications processed and approved before 6pm ET are typically funded electronically the next business day.
• Build credit: With free Credit Score Plus, we’ll give you instant access to your credit score plus free credit alerts and financial education tools to help you build better money habits and improve your financial future.
• Progress to better rates:We believe a brighter financial future starts with access to affordable credit. That’s why we’ve committed to lowering our rates. So far we’ve dropped the rates of more than 250,000 customers! On-time payments deserve to be rewarded.
How do you apply for an installment loan?
In most cases, applying for an installment loan is quick and easy. Applicants for installment loans must complete an application and show proof of an active checking account. After the lender completes their review, the applicant is notified in writing of the decision to approve or decline the loan. With RISE, installment loan customers get their money as soon as the next business day.*
How do installment loans compare to payday loans?
Both offer quick and easy solutions for Americans to get the financial assistance they need. The primary difference is how you pay back the loan: Payday loans are paid back in one lump sum equaling the amount you borrowed plus fees, while installment loans are paid back over time in a series of fixed, equal payments. If you aren’t able to pay off a loan in one lump sum, an installment loan could be a good fit for your financial situation.
Who should consider an installment loan?
An installment loan could be a good option for anyone who is building credit, needs money quickly and can make regular repayments.
What can you do with an installment loan?
In most cases, people take out installment loans when they need to cover unexpected expenses -- like car repairs or hospital bills -- or if they need extra money for a specific event, like a down payment on a car. Other people use installment loans to pay off credit card balances or consolidate debt. But the truth is, what you do with the funds is up to you.
| Home repairs Rather than relying on high interest credit cards or depleting a savings account, many people opt to get the money they need to pay for home repairs or improvements with an installment loan. |
Down payment for a car In most cases, buying a car requires a down payment. Installment loans can be used to cover a down payment for purchase, giving you an alternative to other, more expensive forms of credit. | |
| Medical bills If you’re struggling with medical debt, you can borrow a lump sum with an installment loan to wipe out your medical bills. |
Unexpected expenses The typical use for an installment loan is to pay for unexpected expenses or emergencies, like an urgent car repair. | |
Debt consolidation Installment loans allow you to pay off unsecured debts, such as multiple credit cards, with one, easy-to-manage regular payment. |
What are the advantages of online installment loans?
There are many advantages to taking out an installment loan online, including a typically easy application process, fast approval and money in your checking account in a matter of a few business days.
Convenience Unlike brick-and-mortar loans, online installment loans let you to shop, compare and apply from the privacy and comfort of your home. | |
Competitive rates Because there are so many lenders, interest rates are competitive and can be easily compared when shopping for an installment loan online. | |
Easier approval process With online installment loans, customers are required to submit less information than traditional loans and receive notice of approval within minutes. |
How can you shop for an installment loan?
There are many advantages to taking out an installment loan online, including a typically easy application process, fast approval and money in your checking account in a matter of a few business days.
What are installment loan rates and terms?
Installment loans typically have fixed interest rates and a set maturity date (the date by which you agree to pay back the loan). Terms vary by lender. At RISE, we offer loans from $500 to $5,000 for up to two years. Your interest rate is based on our assessment of what you can afford, your application information and credit history, and the amounts and terms offered in your state.
What should you know before you borrow?
If you’re seeking an installment loan, be sure to do your research. Watch out for lenders advertising online loans for bad credit or loans with no credit check. These kinds of online loans may have higher interest rates and unusual terms and penalties.
RISE is in your corner with installment loans that can be paid back over time. Our online application is fast and we can get you funds as soon as tomorrow*—plus, you can choose your repayment schedule. See how RISE can deliver the cash you need today and help you build a better financial tomorrow.