What day will ssdi checks be deposited

Social Security pays benefits in the month following the month for which they are due. For example, the January benefit is paid in February.

For most beneficiaries, the payment date depends on your birth date. If you are receiving payments on the record of a retired, disabled or deceased worker (for example, spousal or survivor benefits), that person's birthday sets the schedule.

Here's how it works:

• If the birthday is on the 1st through the 10th, you are paid on the second Wednesday of each month.
• If the birthday is on the 11th through the 20th, you are paid on the third Wednesday of the month.
• If the birthday is on the 21st through the 31st, you are paid on the fourth Wednesday of the month.

The Social Security Administration adopted this staggered schedule in June 1997. Prior to that, all benefit payments went out on the third day of the month, but that became unwieldy as the number of beneficiaries grew.

Most people who started receiving benefits before May 1, 1997, are still paid on the third of the month. The third is also the monthly pay date for these groups of Social Security beneficiaries:

When your initial application is approved, it could take a few months for you to receive your first payment, especially if you are also receiving back pay. The SSA sends out monthly payments on a schedule based on your date of birth. Here is their current schedule of payments:

• Your payment will be on the second Wednesday of the month if you were born on the 1st through the 10th.
• Your payment will be on the third Wednesday of the month if you were born on the 11th through the 20th.
• Your payment will be on the fourth Wednesday of the month if you were born on the 21st through the 31st.

There are exceptions to these rules. If you started receiving disability payments before 1997, you should receive your payment on the 3rd of the month. If your payment date falls on a holiday, your payment would be made the day before the holiday.

Why Your Payment Could Arrive Late

Your payment might be late for a number of reasons, such as:

• You changed your bank or had a change of address and did not notify the SSA.
• The bank account used by the SSA to make your payment changed.
• If the SSA office that is responsible for processing your payment has a slower process, it may take longer for you to receive your check.

What to Do If Your SSDI Payment Is Late

If you are worried that your payment was stolen, you should contact the SSA immediately. Otherwise, they request that you wait at least three business days after the date you should have received your check to contact your local office or call them at 1-800-772-1213 (TTY 1-800-325-0778) on Monday through Friday from 7:00 am to 7:00 pm.

You should receive your first payment within 90 days of being approved for benefits. If you do not get it within this time period, contact your Social Security disability lawyer if you have one or the SSA.

The Social Security payment schedule is based on your birthday — except for SSI, which is paid on the 1st of every month

The Social Security Administration (SSA) provides benefits for retired Americans, as well as disabled workers and individuals, spouses of workers, and widows and widowers. If you paid Social Security tax during the course of your life, you will be eligible to apply for Social Security benefits come retirement. The average Social Security benefit for retired individuals was $1,555 as of June 2021. Social Security recipients can also receive coronavirus stimulus checks as long as they meet the basic eligibility requirements.

If you’re receiving Social Security, you will get your retirement or disability benefits as a lump sum payment each month. The payment dates for Social Security are set by the SSA and may be based on your birthday, depending on the type of benefit you are receiving.

Recipients of retirement benefits, spousal benefits, and disability benefits from Social Security Disability Insurance (SSDI) will receive monthly payments based their birthday:

Birthday

Payment date

1st - 10th

Second Wednesday

11th - 20th

Third Wednesday

21st - 31st

Fourth Wednesday

Supplemental Security Income (SSI) follows a different payment schedule — it’s paid on the 1st of each month. We’ll take a detailed look at the different Social Security payment schedules, including the exact payment dates for 2021.

In this article:

You can find a list of the exact payment dates below, based on your birthday.

If your birthday falls between the 1st and 10th:

• January 12

• February 9

• March 9

• April 13

• May 11

• June 8

• July 13

• August 10

• September 14

• October 12

• November 9

• December 14

If your birthday falls between the 11th and 20th:

• January 19

• February 16

• March 16

• April 20

• May 18

• June 15

• July 20

• August 17

• September 21

• October 19

• November 16

• December 21

If your birthday falls between the 21st and 31st

• January 26

• February 23

• March 23

• April 27

• May 25

• June 22

• July 27

• August 24

• September 28

• October 26

• November 23

• December 28

Individuals with a disability who also have limited income and resources can get Supplemental Security Income (SSI). Most SSI recipients are also eligible for Medicaid, which provides health insurance for vulnerable, low-income Americans.

SSI benefits are paid on the 1st of every month. If the 1st is a holiday or weekend, you will receive your payment early.

This is the SSI payment schedule for 2022:

• February 1

• March 1

• April 1

• April 29

• June 1

• July 1

• August 1

• September 1

• September 30

• November 1

• December 1

• December 30

Social Security benefits are only paid out electronically; you will not receive a Social Security check in the mail. You can either receive a direct deposit into your bank account or opt for a prepaid debit card. When you apply to receive your Social Security benefits, you will have the chance to provide your account number and the routing number of your bank or credit union.

You may have to pay taxes on your Social Security benefit, depending on your income level. If your retirement income is over a certain amount, then part of your Social Security benefits may be taxable.

Single-filers with an income between $25,000 and $34,000 will have to pay income tax on up to 50% of their benefits. If they make more than $34,000, then up to 85% of the benefits may be taxable.

Married individuals who file jointly may have to pay income tax on 50% of the benefits if their income is between $32,000 and $44,000. They will have to pay taxes on up to 85% of the benefit if they make more than $44,000.

Keep this in mind when filing your tax return. You may also be able to withhold your taxes from your Social Security benefits payments, so you aren’t stuck with a large tax bill on Tax Day. Check your SSA account online or visit your local Social Security office for more information.

Coronavirus stimulus checks and Social Security

On April 3, 2020, the federal government began sending eligible Americans stimulus checks as part of a relief package to help workers and the economy during the COVID-19 pandemic. Senior citizens and retirees who receive Social Security benefits are eligible for coronavirus stimulus checks as long as they meet the basic eligibility requirements.

The maximum stimulus payment is $1,200 for eligible adults who file separately and $2,400 for eligible married couples who file jointly. There is also an additional $500 payment per qualifying child.

In December 2020, an additional $600 stimulus check was sent out to every eligible adult and child.

Everyone who has a Social Security number and filed a tax return in the last two years generally qualified for both stimulus checks if their income falls within the government’s limits. Income is based on your 2019 federal tax return.

However, if you receive Social Security benefits and don’t usually need to file a tax return, don’t worry — you don’t have to start now. You should still receive the stimulus payment, if you haven’t already; the government will use the information on file with the Social Security Administration (SSA) to send you your payment. You can expect to receive the stimulus check the same way you get your Social security payment.

Beneficiaries of Supplemental Security Income (SSI) can now check the status of their payment on the IRS website.

For more information on how to qualify and how to receive the payment, read our guide to coronavirus stimulus checks.