Apply for a checking account online with no deposit

Fresh Start Checking is perfect for you if you're looking to leave past checking account problems in the dust. A new start with a Fresh Start checking account means you have no minimum opening balance, a minimal monthly service fee, and unlimited check writing. It's everything you'll need to get back on track with everyday banking.

• No minimum balance requirements
• $5 monthly service charge
• $2 monthly paper statement charge. This charge is waived if enrolled in eStatements.
• Debit Card transaction daily limit is $500, ATM daily limit is $200
• Unlimited check writing
• Overdraft and NSF fees are waived

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Checking Benefits and Conveniences

• 

  Fee-free ATMs

  Access your cash at 32,000+ fee-free MoneyPass ATMs from coast-to-coast. 
  

• 

  Online & Mobile Banking

  Secure banking, anytime, anywhere. 
  24/7 access to check balances, pay bills,
  transfer money, and even open a new account.

• 

  Bank Securely

  Your account is safe with FDIC insurance and fraud coverage. 

• 

  Mobile Check Deposit

  Deposit checks using your phone or tablet app. 
  Download the mobile app.

• 

  Text & Email Alerts

  Get alerts on balances, transactions, and security to setup alerts.

• 

  Digital Wallet

  Link your debit card to your phone using Apple Pay or Samsung Pay®

Get started with your account.

• Online and Mobile Banking

  Manage your personal banking from anywhere with a web-enabled device in hand.

  • Money management
  • Pay loans and draw on lines of credit
  • Pay Bills
  • Thumbprint or passcode secure login
  • Facial Recognition (iPhone X only)
  • View eStatements and account history

  Download App Today!

  
       
  

  
  Online Banking User Guide 

• Set up your Account

  Activate your debit card, fund your account, set up direct deposit, create online credentials and download our mobile app with these easy-to-use resources.

  
  Learn more

• Use Your Account

  Maximize your account experience by setting up online bill pay, scheduling automatic payments, and other handy features.

  
  Learn more

• Kickstart your Savings when you Enroll in Easy Save!

  Round up each debit card purchase to the nearest dollar to turn your change from everyday purchases into savings.

  The change from your debit card purchases is accumulated and automatically transferred daily from your checking account to your savings account.

  Enroll in Easy Save

  

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