Can i pay a paypal invoice with klarna

Q: Can I pay an invoice using Klarna?

Invoice and part payment Integrating Klarnas payment methods in your checkout requires only three simple steps: Prepare your checkout - collect customer details and present Klarna and a buy button in your checkout. Initialize the API (Note: before creating the order youll need a test account)

Paypal did not work for me last year (same with eBay and eBay uses PayPal as their professor still) I talked with customer support and they both blamed each other. I think it has to do with how they block the card after one charge but PayPal does a soft balance check or something first so the card is declined when it wants to take the real payment. I don’t know that’s the reason though and I don’t know if they updated it. Apparently it used to work years ago.

Table of Contents Show

Can you pay with PayPal on Klarna?
Can I pay an invoice using Klarna?
What payment methods can you use with Klarna?
Can Klarna be used on any purchase?

08/31/2020

PayPal is unveiling “Pay in 4,” a short-term installment payment plan for customers in the U.S.

Pay in 4, which is part of PayPal's suite of Pay Later credit solutions, will enable retailers to get paid upfront while customers pay for purchases between $30 and $600 in four installments over a six-week period. Retailers won't pay any additional fees to enable it for their customers, while consumers will pay no fees or interest for on-time payments, which are seamless with automatic re-payments.

Retailers including Aldo Group and e-commerce platforms including BigCommerce will be among the early adopters of Pay in 4.

Digital payment platforms Klarna and Afterpay offer similar solutions that let customers divide payments into four installments, with no fees or interest for on-time payments. However, unlike Pay in 4, both of those services charge fees to retailers to use their installment payment offerings.

Customers will also see Pay in 4 in their PayPal wallet, so they can manage their payments in the PayPal app. Retailers will be able to add dynamic messaging to deliver relevant, in-context pay later options from the homepage, to product pages, to checkout.

"In today's challenging retail and economic environment, merchants are looking for trusted ways to help drive average order values and conversion, without taking on additional costs. At the same time, consumers are looking for more flexible and responsible ways to pay, especially online," said Doug Bland, senior VP, global credit at PayPal. "With Pay in 4, we're building on our history as the originator in the buy now, pay later space, coupled with PayPal's trust and ubiquity, to enable a responsible and flexible way for consumers to shop while providing merchants with a tool that helps drive sales, loyalty and customer choice."

"While shopping online, our customers care about flexibility, control and seamless experiences,” said Gregoire Baret, senior director, omnichannel experience, Aldo Group. “Pay in 4 is built with these customer needs in mind, and it leverages the trust our consumers already have in the PayPal brand. We are excited to continue learning about the tools and technology that help our customers, especially in the lead up to the holiday season."

Pay in 4 will be available to consumers on qualifying purchases in early Q4 2020.

External payment methods and checkouts allow merchants to offer payment methods not available today as an inline experience with Klarna checkout.

When users choose an external payment method they will be redirected to a link provided by the merchant and operated by the merchant.

You can find the implementation guides and requirements for these two types of integrations below.

Note: If you are interested in adding an external payment method or external checkout, please reach out to your account manager to make sure it is included in the commercial contract and is approved before going live.

When the Checkout is loaded, you have the option to load external payment methods into Klarna Checkout. The customer will still fill out address information in Klarna Checkout, but when choosing an external payment method they will be redirected to the URL you have provided. The user will finalize the purchase at that page.

Note: You are responsible for the completion of the purchase flow when a user has chosen an External Payment Method including e.g. an order summary page, a order confirmation page and reconciliation of orders.

You need to utilize external_payment_method to make sure that they appear in all payment flows. You must add all necessary information, including information to be displayed in relation to the payment method and redirect URIs, in this object when loading Klarna Checkout.

Klarna Checkout will redirect the user to the added URI when they have selected the payment method and clicks “Continue”. You will have to integrate the purchase flow following this step to enable completion of an order.

Note: Integrating external payment methods requires additional integration work, since this payment method will be processed and finalized outside Klarna checkout. You will thus need to cater for some of the payment flows, both frontend and backend. As well as ensure that your checkout is compliant. See examples of additional integration steps below:

Since external payments take place outside Klarna checkout, no user data will be shared for this purchase to you, the merchant. Klarna has no involvement in the integration towards any third party provider.
You/the external payment method will need to cater for that so all relevant user data to finalize the purchase (e.g. address, name, etc.) is stored securely.
Please note that in the case of external payment methods, you or the third party provider will need to host your own pages to make the purchase flow compliant. Including e.g. order confirmation page, order summary page and buy button.
New backend integration towards the external payment method will be required.
Given that this is an external payment, Klarna’s buyer protection will not apply for your consumers. We advise that you mention that this is an external payment method in the payment method description.
Showing external payment methods in the checkout require a contract agreement, please reach out to your key account manager for more information.

The payment methods are defined when calling the Klarna Checkout. The payment methods will be presented in the checkout in the order they are set in the API call, after the default options provided by Klarna.

JSON

"external_payment_methods": [
    {
        "name": "Cash on delivery",  // Mandatory
        "redirect_url": "https://…", // Mandatory. HTTPS. Page for completing the purchase.
        "image_url": "https://…",    // Optional. HTTPS. Exact size: 69x24px
        "fee": 1450                  // Optional fee added to the order.
        "description": "Lorem.."     // Optional. 500 character limit. Links can be set with the Markdown syntax [Text](URL)
    }
]

KCO supports a wide range of external payment methods in Klarna Checkout. The following list displays all of the external payment methods we currently support:

Note: The name is case sensitive and must be used in exactly the way it’s mentioned in this list. (e.g. “Paypal” won’t work but “PayPal” does).

Name	Primarily used in
Achteraf betalen	NL
Alipay	Global
Amazon	Global
Amazon Pay	Global
Amex	Global
Apple Pay	Global
Bancontact	BE, NL
Bank Transfer	Global
Bankoverførsel	DK
Banköverföring
Barzahlen	DE, AT
Barzahlung Bei Abholung
Bedriftsfaktura	NO
Betal i butikk
Betal på verkstedet
Betala i butik	SE
Betala på plats
Betala på station
Betalning på betjäningsstället
bitcoin	Global
Bonifico Bancario	IT
Bussiennakko	FI
Business Invoice
Card via PayPal	US
Carte Bancaires	FR
Carte Bleue	FR
Cash on Delivery	Global
Cash on Hand	Global
ClickandBuy	DE, AT
CoinPayments	Global
Coop Matkonto
Dankort	DK
Consors Finanz	DE
Delbetal i ditt eget tempo	NO
Delbetalning	SE
Diners/Discover
Divide.Connect
EAN Fakturering	DK
Easy Dibs	SE
EU- standaard bankoverschrijving	NL
EU-Standard Bank Transfer
Ennakkomaksu	FI
Faktura	SE
Faktura 14 dagar	SE
Faktura 14 dage	DK
Fast delbetaling	SE
Forskudd	NO
Företagsfaktura	SE
Förskottsbetalning	SE
Gavekort	NO
Giropay	DE, AT
Google Wallet	Global
iDeal	NL
Konto
Kort
Kortti	FI
Kreditkarte	DE, AT
Lasku 14 päivää	FI
Lastschrift	DE, AT
M-Cash
Maksu noudon yhteydessä	FI
Maksu liikkeessä	FI
Maksu palvelupisteellä	FI
MobilePay
Multibanco
Nachnahme	DE, AT
Pagamento Alla Consegna	IT
Partner
Pay at office	FI
Pay at station
Pay by Card or PayPal	US
Pay in-store
Paydirekt	DE, AT
PayPal	Global
PayPalExpress	US
Postförskott	SE
Postiennakko	FI
Postoppkrav	NO
Sagepay
SOFORT Überweisung
Strix
Transferencia Bancaria	Global
Lasku	FI
Verkkomaksu	FI
Vipps	NO
Virement bancaire	FR
Vorkasse	DE, AT
Vorkasse Banküberweisung	DE, CH
Wire Transfer	Global
Zahlung bei Abholung	Zahlung bei Abholung
銀行振込	JP

To be compliant, you need to have an agreement between you and the external payment method providers (e.g. Paypal). This does not apply if you are providing the method yourself (e.g. Vorkasse).

When the Checkout is loaded, you have the option to load additional payment methods as external checkouts, such as “Wallets". Payment Methods integrated as External Checkouts in KCO are shown as buttons in the bottom of KCO and available from the moment KCO loads. When a user clicks on one of these Express Checkout buttons, they will be redirected to the URI you have added to the button, where they will complete the purchase, e.g. to Paypal.

Please note that when a consumer is using a payment method not offered by Klarna, no purchase order is created by Klarna. Klarna doesn’t know whether the consumer eventually finishes the purchase after leaving the checkout. Klarna doesn’t send any kind of confirmation emails or handle any money. All processing of the order is the merchant’s responsibility.

For External Checkouts, you don’t need Klarna Checkout to collect data about the consumer (e.g. Paypal).

Note: For PayPal you have to configure external_checkout to make sure that they appear in all payment flows. You are responsible for the completion of the purchase flow including the e.g. address collection and confirmation page.

Since External Checkouts take place outside Klarna checkout, no user data will be shared for this purchase to you, the merchant. Klarna has no involvement in the integration towards any third party provider.
You/the external payment method will need to cater for that so all relevant user data to finalize the purchase (e.g. address, name, etc.) is stored securely.
Please note that in the case of external payment methods, you or the third party provider will need to host your own pages to make the purchase flow compliant. Including e.g. order confirmation page, order summary page and buy button.
New backend integration towards the third party payment provider will be required.
Given that this is an external payment, Klarna’s buyer protection will not apply for your consumers.

JSON

"external_checkouts": [
    {
        "name": "Non Klarna eWallet", // Mandatory
        "redirect_uri": "https://…",  // Mandatory. HTTPS. Page for completing the purchase.
        "image_uri": "https://…",     // Mandatory. HTTPS. Exact size: 276x48px
        "fee": 1450                   // Optional fee added to the order.
    }
]

KCO supports a wide range of external checkouts in Klarna Checkout. The following list displays some of the external payment methods we support:

Note: The name is case sensitive and must be used in exactly the way it’s mentioned in this list. (e.g. “Paypal” won’t work but “PayPal” does).

Name	Primarily used in
Amazon Pay	Global
Amex
Bank Transfer
Barzahlen	DE, AT
Cash on Hand
ClickandBuy
CoinPayments
Giropay	DE, AT
Google Wallet
Kreditkarte	DE, AT
Lastschrift	DE, AT
M-Cash
MobilePay
Nachnahme	DE, AT
Partner1
PayPal	Global
Postförskott	SE
Postiennakko	FI
Postoppkrav	NO
Strix
Vipps
Vorkasse	DE, AT
Wire Transfer
Zahlung bei Abholung	DE, AT

To be compliant, you need to have an agreement between you and the external payment method providers (e.g. Paypal). This does not apply if you are providing the method yourself (e.g. Vorkasse).

This section only applies to:

Can you pay with PayPal on Klarna?

What are my payment options? You may be offered Pay After Delivery, but you'll still be able to pay with credit card, debit card, Apple Pay, Android Pay or PayPal, as per the payment options offered via our current checkout.

Can I pay an invoice using Klarna?

Invoice and part payment Integrating Klarna's payment methods in your checkout requires only three simple steps: Prepare your checkout - collect customer details and present Klarna and a buy button in your checkout. Initialize the API (Note: before creating the order you'll need a test account)

What payment methods can you use with Klarna?

Klarna accepts all major debit and credit cards such as Visa, Discover, Maestro and Mastercard. Prepaid cards are not accepted. Please note: Capital One does not support Buy Now, Pay Later (BNPL) products.

Can Klarna be used on any purchase?

You can use Klarna at partnering physical shops and at any prepaid card-accepting online store in the US. Explore the stores and shop with us directly from their websites or use the app to shop at any of your favorite stores and pay with Klarna.