Difference between visa gift card and visa prepaid card

  • Card benefits
  • How it works
  • Q+A

Access your money anytime with ease

A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.

Difference between visa gift card and visa prepaid card

Get paid faster

Access your money faster with direct deposit of paychecks, tax refunds, government checks and other recurring checks.

Difference between visa gift card and visa prepaid card

Pay bills online

Pay bills faster and easier than writing a check.

Difference between visa gift card and visa prepaid card

Shop online

Make online purchases securely anytime.

Difference between visa gift card and visa prepaid card

Enjoy mobile check deposit

Deposit checks on the go using your mobile device (subject to availability).

Difference between visa gift card and visa prepaid card

Protect your money

Keep your purchases secure and your personal information private.

Difference between visa gift card and visa prepaid card

Control spending

Manage your money without the worry of overdraft fees.

Visa benefits: reimagined

We’ve updated our offerings to match the real-life needs of our cardholders. Get to know our benefits.

Difference between visa gift card and visa prepaid card

Difference between visa gift card and visa prepaid card

Visa Prepaid cards are easy to use

Difference between visa gift card and visa prepaid card

Step 1: Activate and load

Getting started with your Visa Prepaid card is easy. All you need to do is:

  • Activate it online or by phone
  • Load it online or in-person
  • Set up direct deposit

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Difference between visa gift card and visa prepaid card

Step 2: Use

Count on Visa’s Zero Liability policy* everywhere Visa Debit cards are accepted.

  • Pay your bills
  • Get gas and groceries
  • Shop in stores and online
  • Dine out and more

Difference between visa gift card and visa prepaid card

Step 3: Reload

There’s a variety of ways to deposit checks, load cash and more — online or in-person.

  • Use your mobile device
  • Set up direct deposit
  • Visit any ReadyLink location

Find a location near you

*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use and for additional details.

Get a reloadable Visa Prepaid card today

  • Reloadable cards
  • Gift cards
  • Payroll and Healthcare cards
  • Additional resources

Reloadable Visa Prepaid Cards

Difference between visa gift card and visa prepaid card

Make everyday spending more convenient and secure

The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to:

  • Pay bills
  • Add funds
  • Make purchases anywhere Visa Debit cards are accepted

Plus, you don’t have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It’s easy to get a Visa Prepaid card and there’s no credit check required.

Choose a card to fit your needs

Difference between visa gift card and visa prepaid card

Difference between visa gift card and visa prepaid card

Visa Gift Cards

Give the smart gift anyone can appreciate

Simple. Convenient. Perfect for everyone on your list.

Visa Payroll and Healthcare cards

Your employer may offer you a payroll or healthcare prepaid card so you can manage your payday funds more easily — and enjoy many of the advantages of Visa.

Difference between visa gift card and visa prepaid card

Visa Payroll Card

Get your paycheck instantly loaded to a payroll card and enjoy a fast, convenient way to make purchases, pay bills and manage your money.

Learn more about Visa Payroll Card

Difference between visa gift card and visa prepaid card

Additional Resources

Difference between visa gift card and visa prepaid card

Government Payment Cards

A quick and easy way to get your government benefit funds. See the advantages of accessing your funds with Government Payment Cards.

Find out more

Are Visa gift cards considered prepaid cards?

Your Visa® Gift Card is a prepaid Visa card that can be used for purchases at merchants worldwide that accept Visa Debit Cards. The value of the card is loaded at the time of purchase and your spending is limited to the amount of money placed on the card by the purchaser.

Is a MasterCard gift card the same as a Visa gift card?

Both cards work the same and can be redeemed at most major retailers. When you buy from us, you'll also have the same activation and replacement fees. So, which one you go for depends on yours or the recipients personal preferences.

What does a prepaid Visa card do?

Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.