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Now you can deposit cheques quickly and securely from your iPhone or Android device through our Mobile Banking AppHere's how it works:
Check out the tutorial video to learn more about Deposit Anywhere: Frequently Asked Questions*What
is Deposit Anywhere™? What mobile devices is Deposit Anywhere available on? Deposit Anywhere is currently available for our mobile banking app on Apple and Android devices. Who
can use Deposit Anywhere? How does it work? Deposit Anywhere is easy to use. Simply open the app, tap “deposits,” select your account, enter the amount and take a picture of the front and back of your cheque. Confirm the details andsubmit. That’s it. The funds immediately appear in your account, subject to normal hold periods. After depositing a cheque with Deposit Anywhere, do I have access to my funds right away? Do I have to mail in the physical cheque after I use Deposit Anywhere? No, you do not need to send us the cheque, but you are required to keep your cheque for 90 days after which it must be destroyed. Is there a cost to use Deposit Anywhere? Yes, fees may apply. Is there a maximum dollar amount that I can deposit daily? No, there is no daily deposit limit. Is there a limit on the number of cheques that can be deposited using the service? No, there is no limit to how many cheques you can deposit using this app. What if I take a bad picture of the cheque? Central 1’s Mobile Remote Data Capture solution performs over 30 image quality assurance tests on each picture submitted to ensure that the image is accurate and that each field can be read. If the image does not meet all the criteria, the deposit transaction fails and you will be asked to take a new picture. What happens if the same cheque is deposited twice? An item is considered a duplicate when two items have the same cheque number, account, transit and amount. There are two main ways that a duplicate cheque would be detected:
Can Deposit Anywhere be used in the US? Deposit Anywhere is available for download only in Canada. Once it has been downloaded, you can use it anywhere in the world. Can I deposit a foreign currency cheque using Deposit
Anywhere?
Is there a risk of fraud with Deposit Anywhere? With Deposit Anywhere there are no additional security concerns beyond those currently associated with physical cheque deposits. Additionally, Deposit Anywhere meets the same high standards as iNova Credit Union's mobile and online banking services. I’m having problems with Deposit Anywhere, who do I contact? If you are having any difficulty using our Deposit Anywhere technology please contact us. *Information on this page is subject to change without notice How soon are funds available after mobile deposit?Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.
How long does commerce mobile deposit take?Deposit Checks on your iPhone, iPad or Android Device
You must register first. Then, endorse your check “For Mobile Deposit Only” on the back, take a picture of the front and back of your check, enter the amount, and choose which account to deposit into and your funds will be available the next business day*.
Do mobile deposits clear same day?Mobile Check Deposit
Funds deposited before 9:00 p.m. ET on a business day will generally be available the next business day. Funds deposited before 8:00 p.m. PT on a business day will generally be available the next business day. You will be notified if a hold is placed on any deposited funds.
Are mobile deposits available same day?Funds will generally be made available the same day if deposited on a business day before 8:00 PM. The daily deposit limit is $5,000 per account. For peace of mind, you'll receive an email when you deposit the check AND when the funds are available in your account.
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