What is the transfer limit on zelle

How can we help you?

We matched that to:

Although there are limits when you use Send Money with Zelle®, they are high enough to cover the majority of person-to-person transactions.

The minimum amount you can send or request is $1.00 per transaction.

Send Money with Zelle®, is available for most personal checking and money market accounts. To use Send Money with Zelle®, you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier. 

For more information, read the Terms and Conditions (PDF).

Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions typically occur in minutes between enrolled users. If your recipient is not already enrolled with Zelle, funds won't be delivered until they enroll. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

Send Money with Zelle® is only available in English in secure Online and Mobile Banking.

back to topTop

FAQ

Is there a limit to how much money I can send using Zelle®?

Yes. For security reasons, we set restriction on number of transactions and dollar limits, and they may vary by account. You can view the limits within the Regions Online Banking or Regions Mobile Banking app each time you initiate a transaction.

Sending limits: For your security, we restrict the amount of money you can send to recipients. There are daily and 30-day (rolling) limits. The amounts you can send daily and over 30 days will vary based on your funding account, your recipient and the transaction history for each recipient.

Finding your sending limit: To see how much you can send using Zelle, log in to your Online Banking account or the Regions Mobile Banking app. Once in Zelle, select Send. In the middle of the screen under the amount, tap Limit for more information regarding your Zelle sending limit.

Receiving limits: We do not limit how much money you can receive with Zelle. However, the sender may be subject to limits on how much they can send.

Zelle is a transaction service supported by multiple banks across the U.S., including Wells Fargo. It lets its users send and receive money without physically traveling to a third-party location. The transactions happen within minutes, so it’s easy to help a relative in an emergency or send money to a friend who’s just paid the restaurant bill.

But how much money can users send every month? What is the maximum amount? Moreover, is there a limit to how much other people can receive? We’ll answer these burning questions in the following section.

Transaction Limit for Wells Fargo and Other Banks

Zelle is a convenient method of making transactions. That’s why many folks prefer this as a way of receiving money. For instance, you might need to send a family member money for their bills. That said, what is the maximum amount you can send someone daily?

Generally speaking, Zelle limits its users to sending approximately $1,000 a week, or up to $5,000 a month. This varies from bank to bank, so make sure to check the sending limit of your bank. Wells Fargo clients have a daily limit of $2,500 and a monthly limit of $20,000.

However, Wells Fargo states they can either decrease or increase this amount depending on how long a user has had the account or the money source. If a user plans on sending larger amounts of money, it’s best to contact Wells Fargo in person and inquire about their maximum transaction limit.

Note: Keep in mind Wells Fargo can change this sum at any point. That’s why it’s essential to check their website for updated information. Here’s a link you should bookmark. Under Section D, you’ll see the maximum sum Wells Fargo lets its clients send via Zelle.

Clients using Bank of America have the same limit as Wells Fargo clients. Chase has a different limit for private clients and businesses. Those using a private account have a daily limit of $2,000 and a $16,000 monthly limit. Businesses can make a daily payment of $5,000, or $40,000 a month.

What If My Bank Doesn’t Use Zelle?

The number of banks collaborating with Zelle is growing every day. If your bank works with them, then there isn’t much you need to do. You can send the money to another person via the bank’s online account or a mobile app.

But what if your bank and Zelle aren’t partners? Can you still send money via this platform? The short answer is Yes. All you’ve got to do is download the app, which is available for Android and iOS users. Then, link your credit card, and you can start sending money.

How to Make a Transaction

If you’re new to Zelle and want to make a payment, this is what you should do:

1. Launch your bank’s mobile app or open the bank’s website page and log in to your account. Every bank has its own system.
   
   
2. Once you open the app, you’ll see how much money you have in the account.
   
   
3. You’ll see Send Money with Zelle. To send a payment, tap on Send Money.
   
   
4. Doing so will open the list of your previous recipients and the contacts from your phone. If the person who needs to receive money is already on your list, simply tap on them. Otherwise, write the email address and contact number of the recipient in the search box.
   
   
   
   

Note: There’s no need to write any other information, such as their bank account details.

Once you write everything, choose the amount of money you want to send. Hit Preview to see the details of the transaction. You can also write the reason for sending money and have it as a reminder. Click on Slide to Send to finish the transaction. You’ll get a pop-up message to confirm you’re sending money to the right person. If everything is OK, hit Yes to finish. Within a couple of seconds, the person will receive the money.

Advantages of Using Zelle

One of the major reasons people prefer Zelle as a method of sending and receiving money is convenience. Making transactions happens intuitively and fast. For example, if a family member urgently needs money, they can get in within seconds. With other similar apps, these transactions might take days, which is sometimes too long if the person needs money for an emergency.

Furthermore, there aren’t any fees attached to sending or receiving payments, which is uncommon for such an app. Generally speaking, similar apps have certain fees attached when transactions are made.

Finally, many landlords nowadays accept payments via Zelle. Therefore, if they don’t live in the same city as you, sending money quickly and easily is possible, and you can do it without additional cost.

Zelle Transactions

Zelle is an easy and fast solution for making payments. Its convenience, lack of fees, and speed attract more and more users every day. Furthermore, more banks are partnering with Zelle to make it easier for their customers to send money. The daily and monthly transaction limits depend on the bank. Therefore, make sure to check with your bank about the maximum amount you can send.

How about you? Do you often use Zelle? What do you think is its biggest advantage? Let us know in the comments section below.

Disclaimer: Some pages on this site may include an affiliate link. This does not effect our editorial in any way.

Send To Someone

Missing Device

Can I send $5000 through Zelle?

What is the Zelle transfer limit per day?