Buy here pay here no credit check nc

Are you Searching for no credit check car dealerships that offer Buy Here Pay Here, in North Carolina?

These car dealerships often sell affordable and used cars to people that suffer from a bad credit rating or who simply don’t have one. Sometimes, they will even allow you to buy a car with a minimal down payment, or even no down payment at all. We collected together 33 of car dealers listed in the North Carolina, who offer the Buy Here Pay Here scheme. These have then been organised by the number and type of reviews, locations, cars available and more.

It is our mission at buyherepayhere.io to help every person get the used car of their dreams, at the most affordable price possible. By doing what we do, we have made it quicker and easier for buyers to search for the Buy Here Pay Here car lots & dealers closest to them. Our list of the top Buy Here Pay Here car dealerships contain their full contact details, giving you everything you need to start searching for that dream used car.

No matter where you live in the United States, we have the best information on used car dealerships and it will always be our mission to help customers overcome the hurdle of a low credit score and buy a car.

Reviews of dealers in North Carolina

When we give each dealership in North Carolina a score, we use an algorithm combining over 25 variables, spread across five categories. This in-depth analysis has meant we can provide you with quality information about the best Buy Here Pay Here dealerships in a certain location. We have found 33 dealers that match the information provided. The next step is for you to choose one near to you or that looks good to you and get in touch with them!

Dealerships that offer no down payments

Are you searching for a car to buy in North Carolina but worry that having zero or minimal credit will stop you? Then we are here to save the day and get you closer to that car! We have 33 of car dealerships in North Carolina that offer used cars at affordable prices. You can then decide from this list, explore their inventory and find the car that you want. Once you’ve got that far, contact them with all the identification and evidence you need to buy that car and you could be the proud owner of a car within an hour!

Welcome to 1st Choice Auto Center

Located in Hendersonville, NC, 1st Choice Auto Center proudly services Western North Carolina drivers and their families by providing a quality selection of used cars, trucks, SUVs, and vans. In addition to providing a wide variety of vehicles, we're proud to help people with down payment and credit challenges not only to get into a newer vehicle, but also improve their financial situation. As part of the Hunter family, we take our commitment to the community seriously, and work hard to provide a rewarding experience for each of our customers.

Looking for a quality used vehicle on a budget? 1st Choice Auto Centers is a used car dealer with no credit checks! Doesn't matter if you have bad credit, no credit, we are committed to helping you getting into used cars with no credit check. You've come to the right place. With down payments starting as low as $0.99, we make the idea of car ownership a reality for virtually anyone. 

What makes us different? 

As low as $0.99 Down Payment 

12,000 mile/12-month Powertrain Warranty on All Vehicles 

Credit Bureau Reporting 

Auto Deduction Payments 

GAP Protection for the life of your loan 

Used Car Dealers with No Credit Check

INTERESTED IN A USED VEHICLE?

If you need an affordable used car, truck, or SUV, you can trust AutoMax to help you! Browse our inventory online, then visit us at our locations in the Raleigh, North Carolina area to test drive and buy one of our quality used vehicles.  We have satisfied customers in Raleigh, Cary, Knightdale, Wake Forest, Wendell and Zebulon.

AutoMax of Henderson, NC

AutoMax of Youngsville, NC

The AutoMax dealerships of Henderson and Youngsville, NC proudly serve customers from the surrounding cities of Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

We finance your future, not your past.

If you have poor credit or no credit and are looking for dealerships offering Buy Here, Pay Here, Greensboro, N.C., is the place to be. Greensboro-based Monarch Auto Sales has been partnering with customers in a variety of financial situations to provide dependable cars since 1998.

Owner and licensed used car dealer David Lanzer started Monarch Auto Sales of Greensboro as part of a larger mission: to help customers with poor credit break the vicious financing cycle and to help those with no credit get a start on their dreams.

Monarch Auto Sales’ Buy Here, Pay Here program is based on our core values: We are committed to financial integrity, peace of mind for our customers, and the most reliable products at the most reasonable prices.

We offer a better way to buy a car.

Monarch Auto Sales offers a better way to buy your next vehicle in Greensboro, N.C. Our personalized Buy Here, Pay Here process just makes sense: We listen to you, find out where you are and what you can afford, and talk through any unanswered financial questions. From that foundation, we can tailor a finance program and select an appropriate vehicle to suit your circumstances.

Visit Monarch Auto Sales and discover experienced staff and certified used car dealers who don’t just sell cars, but who take a personal interest in you and your situation.

FAQs

1. How does Buy Here, Pay Here work?

At Monarch Auto Sales, Buy Here, Pay Here refers to an in-house financing and payment program. We arrange financing with a reputable national lender.

Monarch Auto Sales resembles other Buy Here, Pay Here dealerships in the ease of locally (guaranteed) credit approval, but that’s where the resemblance ends. The rest of our program far outpaces other Greensboro Buy Here, Pay Here programs: We offer GAP insurance, warranties, and most importantly, we report each and every payment to the credit bureau. We also tend to offer vehicles with lower mileage and newer model years than most other Buy Here, Pay Here dealers.

 2. Does everyone who applies at a Buy Here, Pay Here dealership qualify for financing?

Monarch Auto Sales guarantees approval for financing if customers can produce legitimate proof of income and residency, as well as a valid, up-to-date driver’s license. Please note: The NC DMV requires a North Carolina issued drivers’ license. Other states’ licenses will not provide DMV tax, title and license plate services.

3. How does your Greensboro, NC, Buy Here, Pay Here dealership provide financing?

Monarch Auto Sales uses Credit Acceptance Corporation as our primary financing source. CAC allows us to finance any vehicle in our inventory with guaranteed credit approval, and they help our customers build or rebuild credit by reporting each payment to the credit bureau. They become the lien holder on your vehicle, and all payments are made to them.

4. What is involved in a credit application?

In order to complete your application for Buy Here, Pay Here financing, Monarch Auto Sales will need basic personal data (social security number, date of birth, address/phone info and income). Prior to delivering the vehicle, we’ll need copies of your driver’s license, utility bill/bank statement, proof of income and five references.

5. What if I have no credit?

We are one of very few dealerships in and around Greensboro, N.C., willing to extend credit to those with a zero credit score.

6. Are there any credit situations requiring special attention?

If you are the midst of a bankruptcy, your application for Buy Here, Pay Here financing would require approval from your trustee to proceed with a financed purchase.

7. Does your Buy Here, Pay Here financing program require a down payment?

It varies. If you have your own finance source down payments could be $0.  With our Buy Here, Pay Here program, we have down payments starting as low as 10% of the vehicle sale price.

8. Why do I need to bring references?

We only use the references you provide as a channel to contact you if we cannot reach you with other contact information that we have.

Apply Now

You can safely apply right now for our Guaranteed Credit Approval Program.  Click on the link below to begin the quick process of getting dependable transportation, improving your credit, and changing your life!

We will respond within 24 hours of receiving your application, or you may call 336-218-5083 to expedite the process.

Click to Apply Now!