Can you use zelle to send money to venmo

If you have a checking account with Union Bank, Zelle® is already available in your mobile banking app.Check your app and follow a few simple steps to enroll with Zelle® today.

You can send, request, or receive money with Zelle®. To get started, log into your Union Bank mobile app and tap the "Transfer/Send" menu button at the bottom of the screen, then select the Zelle® icon. Following the prompts, enter the information requested, accept the terms and conditions, and you're ready to start sending and receiving with Zelle®.

To send money using Zelle®, simply select someone from your mobile device's contacts (or add a trusted recipient's email address or U.S. mobile phone number), add the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes.

To request money using Zelle®, choose "Request", select the individual from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request".

To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle®.

You can view our interactive demos if you would like more instruction:

  • Enroll and Send Money

  • Request A Payment

  • Split a Bill

Payment app Zelle has overtaken other popular payment apps in the US. Seth Wenig/AP

  • Payments app Zelle processes more payments than apps like Venmo. 
  • Several of the largest banks banded together to launch Zelle two years ago. It's different from other payment apps because you don't have to wait to receive the money in your bank account. 
  • Banks say they are benefiting from Zelle alongside consumers — Bank of America's CEO said at a recent conference that the service is saving the bank money it would have spent processing paper checks. 
  • Here's what Zelle's all about, and how to use it.  
  • Visit Business Insider's homepage for more stories.

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The payments app Zelle quickly became popular among users. These days, the banks are loving it, too.  

Zelle is a service that lets you digitally transfer money to someone else — no cash, checks, or wire transfers required. The service launched two year ago when JPMorgan, Bank of America, Wells Fargo, US Bancorp, Capital One, BB&T, and PNC joined together to launch Zelle.

Zelle is similar to the super-popular payments app Venmo. Both Venmo and Zelle let you send money to friends instantly, but there are some key differences between the two services: Money sent through Venmo can be transferred instantly with Venmo's "instant transfer" feature, but Venmo charges a fee of 1% of the transfer amount if you go that route. Money sent through Zelle is transferred to your bank account automatically, free of charge.

This feature may have contributed to why Zelle has become so popular. According to eMarketer data, after only a year on the market, Zelle was poised to overtake Venmo as the most-used peer-to-peer payment app in the US. In the first quarter of 2019, Zelle processed $39 billion in payments, whereas Venmo processed $21 billion in payments during the same quarter. 

And now, banks are starting to reap the rewards of Zelle and technologies like it. Bank of America CEO Brian Moynihan, for example, said at a recent conference that Zelle handled $44 billion in Bank of America customer transactions last year, which reduced the number of paper checks — saving the company the money it normally spends on processing those checks. 

So what makes Zelle different from other payment apps, and how do you use it? Here's everything you need to know. 

This is an update to a story originally published in 2018.

To get started with Zelle, download the mobile app. You'll be prompted to search for your bank right off the bat.

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Next, you'll need to log into your bank account online. This is followed by several steps to verify your identity.

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Zelle is very clear about what it will be accessing in your bank account. As with any app, it's a good idea to read the fine print before clicking "I agree."

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Once you're in, you'll see this screen. This is the home screen for the Zelle app, and you can probably already tell that it's pretty different from Venmo or other payment apps. There's no social feed, just three options: send, request, or split.

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Zelle keeps track of your activity within the service — it even tracked money I had sent from within my banking app (more on that in a minute).

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If your bank offers Zelle like mine does, it may be built directly into the bank's app. If I want to use the service, I can do so without having the separate Zelle app on my phone.

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However, if you find yourself using the service a lot, you may like having the separate Zelle app, as it's a bit easier than logging into your bank account each time you want to send or request money.

But the best part about Zelle is that the money shows up in your bank account immediately. You don't have to wait several days for it to arrive. Plus, there's no fee for using the service.

Zelle is free to download for iOS and Android users. 

Avery Hartmans

Senior Reporter

Avery Hartmans is a senior reporter on Insider's business news team. She previously served as an editor overseeing Insider's consumer tech coverage. Before Insider, she covered tech and startups for the Pittsburgh Business Times. She has a degree in journalism from Syracuse University. You can contact her at .

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Can Venmo receive money from Zelle?

If you have a Zelle account, you can send money to people who don't have a Zelle account, just not to Venmo directly.

Can Zelle send money to Cash App?

So, to send money from Zelle to Cash App, you'll have to send money from Zelle to a connected bank account. After that, you can send the money from the bank account to Cash App.

How do I send money to Venmo?

Here's how:.
Tap the Pay/Request button at the bottom of your screen..
Tap and hold when selecting the first recipient (you'll see a checkmark once they're selected).
Search for and select your remaining payment partners..
Tap "Next" at the bottom of your screen..
Enter an amount and payment note..
Tap "Pay" or "Request".

Can you Zelle someone who doesn't have Zelle?

If your recipient does not have an account with a Zelle® participating financial institution, you can still use Zelle® through Wells Fargo Online or Wells Fargo Mobile to send them money from your personal account.