How much does blue cross blue shield cost per month texas

Healthcare coverage is one of the most important decisions you make.

Choose the card that opens doors in all 50 states. Protect yourself and your family with the compassion of the cross and the security of the shield.

Trusted for over 80 years

The card that opens doors in all 50 states

Most widely accepted by doctors and specialists

Informed Choices, Confident Decisions

Choosing the right health insurance for you and your family is an important decision. We understand, and we want you to feel confident in your choice. Let us help you find the insurance plan that's right for you.

How much does blue cross blue shield cost per month texas

Changing Coverage?

If you are moving to a new state, changing jobs, out of work or your employer has stopped offering insurance, Blue Cross Blue Shield can help. Contact your local BCBS company to explore your coverage options.

Global Coverage

We provide coverage to individuals who permanently reside outside the United States, as well as a number of solutions for healthcare coverage during short-term and long-term travel.

BCBS Global

Member Discounts

Blue Cross Blue Shield members have access to exclusive discounts on health and wellness products and services.

Visit Blue365®

Distinguished Healthcare

Blue Distinction® primary care and specialty care programs help connect you with doctors and hospitals that provide exceptional patient care.

Learn about Blue Distinction

The Blue Cross Blue Shield Association is an association of 35 independent, locally operated Blue Cross and/or Blue Shield companies.

Is Blue Cross Blue Shield Good Health Insurance?

Blue Cross Blue Shield (BCBS) is a highly rated, quality health insurance provider that offers a large network and extensive coverage but has higher-than-average premiums.

Overall rating: 4.6

Blue Cross Blue Shield is made up of 35 separate companies that provide health insurance for about one-third of Americans. BCBS serves all 50 states and Washington, D.C., Puerto Rico, and several international locations.

With extensive coverage, almost every American has the opportunity to purchase a BCBS-affiliated health plan. Still, the premiums and deductibles may not be the right fit for you. When looking into the Blue Cross Blue Shield affiliate that operates near you, understand what health plans are available.

How much does blue cross blue shield cost per month texas

Blue Cross Blue Shield Health Insurance Overview

Is Blue Cross Blue Shield a Good Health Insurance Provider?

What Do Blue Cross Blue Shield Health Insurance Plans Cover?

BCBS offers numerous health insurance plans, including:

  • Corporate health insurance
  • Dental insurance
  • Group insurance plans
  • HSAs
  • High-deductible health insurance
  • Individual health insurance
  • Medicaid
  • Medicare
  • Small business health insurance

Blue Cross Blue Shield Insurance Plan Options

Blue Cross Blue Shield offers different types of health insurance plans through its affiliated companies, including exclusive provider organization (EPO), health maintenance organization (HMO), and preferred provider organization (PPO) plans.

BCBS of Tennessee offers health insurance plans at the bronze, silver, and gold tiers, each with different deductibles and out-of-pocket maximums. Below you can compare some of your Blue Cross Blue Shield health insurance plan options:

How much does blue cross blue shield cost per month texas

Compare some of Blue Cross Blue Shield’s top health insurance plan options.

Blue Cross Blue Shield Insurance Plan Options

*Based on pricing for a nonsmoking 35-year-old female in Nashville, Tennessee.

How Is Blue Cross Blue Shield Rated?

Trusted ratings and reviews can help you understand how an insurer’s plans compare to the competition. See how we rated Blue Cross Blue Shield.

Overall rating: 4.6

Financial Strength: 5/5 stars

Blue Cross Blue Shield’s rating number is based on the rating given by A.M. Best. A.M. Best was the first credit rating agency and currently assesses the creditworthiness of insurance companies worldwide. Its financial strength ratings help you determine an insurer’s financial stability and judge the company’s ability to honor its obligations to policyholders. Many insurance companies under the BCBS umbrella have received an A or A+ rating through A.M. Best for several years, such as BCBS South Carolina and Arkansas Blue Cross Blue Shield.

Customer Satisfaction: 4.5/5 stars

Our consumer satisfaction rating considers positive and negative reviews from policyholders, including those submitted to the Better Business Bureau (BBB). It also incorporates ratings from the National Committee for Quality Assurance and Consumer Affairs.

The BBB grades companies with an F through A+ based on their trustworthiness and provides a mechanism for consumers and clients to rate their experience. Blue Cross Blue Shield’s A+ BBB rating indicates customers’ experience with a specific affiliate as well as the company’s customer service and responsiveness.

BCBS’s star rating from the National Committee for Quality Assurance (NAQA) ranges from 2 to 4, reflecting consumer’s varying experiences. Many people have highly rated the child services offered through BCBS, and others are satisfied with plan physicians and services.

Various Blue Cross Blue Shield divisions earned different ratings through Consumer Affairs, which assigns companies a rating of 1 through 5 based on customer reviews. For example, the Florida and California divisions have mainly positive reviews, while the New Jersey and New York companies received more negative feedback.

Value: 4.5/5 stars

We assessed the value of Blue Cross Blue Shield health insurance plans by comparing the overall costs to those of its competitors. The costs of premiums, emergency room (ER) visits, office visits, deductibles, and out-of-pocket maximums were evaluated.

Coverage: 4.5/5 stars

Our coverage rating reviews how many Americans have access to BCBS insurance, in how many states the insurer operates, and whether the provider network  offers consumers ample options.

How much does blue cross blue shield cost per month texas

Insurance and health care consultant

Tammy Burns is an experienced health insurance advisor. She earned her nursing degree in 1990 from Jacksonville State University, obtained her insurance billing and coding certification in 1995, and holds a health and life insurance license in Alabama, Georgia, Iowa, Mississippi, and Tennessee. Burns is Affordable Care Act (ACA)-certified for health insurance and other ancillary, life, and annuity products. She maintains an active nursing license and practices private-duty nursing.

Burns’ background as a nurse, insurance biller and coder, and insurance consultant includes infectious disease, oncology, gynecology, phlebotomy, post operative, family medicine, geriatrics, home health, hospice, human resources, management, billing, coding, claims, fixed annuities, group and individual health and life products, and Medicare. She’s always been driven by a desire to help people, spending more than 25 years as a practicing nurse in hospitals, private doctors’ offices, home health, and hospice. As a nurse, Burns supported patients filing insurance claims with Medicare, Medicaid, and private insurance companies as well as responding to billing questions from confused patients.

Seeing firsthand how unsuspecting patients are frequently confused by an overly complex system they don’t understand led Burns to become an insurance agent and health care consultant, now helping people understand the medical system. Since becoming an insurance agent in 2013, she has worked with some of the largest and most reputable insurance carriers and agencies in the nation, and she has built a large and loyal clientele by way of her commitment to transparency and personalized service.

Sources

How much does health insurance cost per month in Texas?

Average Monthly Health Insurance Premiums for Benchmark Plans by State Without a Subsidy.

How much is health insurance a month for a single person?

BY Anna Porretta Updated on October 01, 2022 In 2020, the average national cost for health insurance is $456 for an individual and $1,152 for a family per month.

How much is health insurance in Texas for a family of 3?

Average cost of health insurance by family size in Texas.