Routing number for first citizens federal credit union

First Citizens' Federal Credit Union is federally insured through the the National Credit Union Share Insurance Fund (NCUSIF), created by Congress in 1970 to insure member's deposits in federal credit unions. NCUSIF is administered by the National Credit Union Administration (NCUA), providing a minimum of $250,000 of insurance on credit union member deposits.

First Citizens' FCU details below updated September 2022 from quarterly data ending June 30, 2022. View First Citizens' FCU routing number, assets, charter number, members, loans and more.

Number

24254

Financials

Assets

$887.97 Million

Loans

$726.06 Million

Net Worth Ratio

11.13
"well-capitalized"

Routing Number

ABA Routing Number*

211384586

Members

Number of Members

74,276

Employees

Number of Full-Time Employees

164

Number of Part-Time Employees

1

Additional Information

Routing Number? Please Explain This To Me Like I'm Five.

It is a number issued by the American Bankers Association that identifies the individual bank in question. It has a few different names, such as Routing Transit Number and American Bankers Association number. In order to do business in the US, all US banks must have a routing number.

Why does a bank need a routing number?

First, they need it because the law requires it. Second, they need it for practical logistical reasons. It is used to route money transfers, such as check payments or direct deposits. Without it, they are dead in the water and cannot move funds.

Where can I find this on my checks?

The routing number can be found at the bottom of the check. It may precede or follow the checking account number. This same line will also contain the check number for the check in question. These three pieces of information are needed to give each check full and unique identification for purposes of moving money between accounts.

The database of our website contains information about one routing number of First Citizens Federal Credit Union in one state of America (Massachusetts). At the same time, most branches are in the city of Fairhaven (1 bank branch). To find out information about the First Citizens Federal Credit Union in a specific state - choose from the menu below:

• 
  Massachusetts

Where is the routing number located on a check of the First Citizens Federal Credit Union bank?

The routing number always appears on the very bottom of a check. It can either appear before or after the checking account number. The Centennial Bank places the routing number in the left-most corner, before the account number.

The routing number is the one that is both preceded by and followed by an odd symbol that looks a little bit like a frowning face. This symbol brackets the routing number, setting it off from other numbers on the same line.

The Purpose of the Routing Number

It is needed any time you want to move money into or out of your bank account. If you file your taxes online and want the money direct deposited to your account, you will be asked for the routing number and your checking account number.

• Routing Number
• About Routing Numbers
• Multiple Routing Numbers
• On a Check
• International Wire Transfers

First Citizens Bank has been a part of the U.S. banking system for the last 120 years. The Raleigh, North Carolina-based bank now operates more than 500 branches across dozens of states and uses different routing numbers, depending on where an account was opened.

What Is First Citizen’s Routing Number?

First Citizens’s routing number for all wire transfers is 053100300.

However, the bank has different routing numbers depending on where you opened your account and what action you’re trying to complete. The following routing numbers correspond to electronic payments such as direct deposits and ACH payments.

First Citizens Bank Routing Number
State	Routing Number
Arizona	122187335
California	122037760
Colorado	102089644
Florida	067092022
Georgia	061191848
Illinois	275071288
Kansas	101089823
Maryland	055003463
Michigan	275071288
Minnesota	275071288
Missouri	101089810
New Jersey	053100300
New Mexico	107089652
North Carolina	053100300
Oklahoma	103089834
Oregon	123084958
South Carolina	053906041
Tennessee	064008970
Texas	114993906
Virginia	051401836
Washington	125107671
West Virginia	051503174
Wisconsin	275071288

It’s important to know which routing number to use to ensure the funds you’re sending or receiving go to the correct account.

What Is a Routing Number?

Banks use routing numbers to identify each other during monetary transfers, or what the American Bankers Association called “negotiable instruments.” These numbers are comprised of nine digits and contain unique chunks of information. For example, a routing number identifies different regional branches and the individual bank they’re a part of, which is why you see different branches using the same routing number. However, two different banks cannot share the same routing number.

Keep Reading: Routing Numbers: What They Are and How To Find Them

Banks Can Have Multiple Routing Numbers

Yes, as First Citizen shows, banks can have multiple routing numbers. Whether a bank uses different routing numbers for different states usually depends on both its size and whether it has a history of mergers and acquisitions. It also depends on which transaction the number is used for. For example, First Citizens uses a different routing number for wire transfers than it does for direct deposits. Other banks that use multiple routing numbers include Wells Fargo and Citibank.

How Do You Find a Routing Number on a Check?

The routing number on a check can be found on the bottom-left corner of the document, next to your account number.

Also Learn: How To Find Your Bank Routing Number in Seconds

Different Routing Numbers for International Wire Transfers

SWIFT codes are the security codes banks use for international transfers. Although First Citizens uses different routing numbers for different states, all of its branches and accounts use the same SWIFT code:

First Citizens Bank SWIFT Code
FCBTUS33

Up Next: Demystifying SWIFT Codes: What They Are and How To Find Them

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Information is accurate as of July 11, 2022.

Editorial Note: This content is not provided by First Citizens Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by First Citizens Bank.

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